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Insurance Story Excerpts
U.S. Veteran's Death Benefits
After 1865 an archived record of the benefits awarded to injured soldiers and veterans of the American Civil war was established. After they retire U.S. Military personnel receive death benefits that would otherwise be unavailable to civilians. Other benefits received consist of retirement compensation, educational reimbursement and access to substitutionary insurance.Who is eligible to[...]
The Viatical Life Settlement, A Benefit to Terminally Ill
In the simplest terms, viatical life settlements are the speculation of death in which, the longer the life expectancy, the lower the return. How it works is, an individual will sell their existing life insurance policy to a third party for more than its cash value but less than its net value after[...]
Alternative Ways to Pay for a Funeral
In one average person's lifetime there will be three major expenses made. The first is a vehicle; the second a house and the third will be a funeral. But while vehicles and houses are paid over the course of a person’s lifetime, a funeral is a one-time expense that comes up without warning and generally when we least expect it. While it can be difficult to prepare oneself for the[...]
How do you Collect a Life Insurance Policy?
If you have a copy of the deceased's life insurance policy and you are the beneficiary then all you need to do is get a copy of the death certificate and bring it to the life insurance company or their agent. If everything is straight forward, then your claim will be processed within a few days although it may take longer.If you don't have the policy but know one exists it will be more[...]
Funding Options for Advance Funeral Plans - By Dean Lambert
Recent consumer studies show that a majority of consumers believe advance funeral planning is a “good thing to do.” One of the benefits cited is the ability to provide funding for the funeral ahead of time so that surviving family members do not have to bear the expense burden when that[...]
Daily Grief Support by Email
Grieving doesn't always end with the funeral: subscribe to our daily grief support email, designed to help you a little bit every day, by filling out the form below.
Weekly Email Tips to Support a Grieving Friend
Those grieving are in great need of support. If a close friend has recently experienced a loss, fill out the form below to subscribe to our weekly tips and find out how you can be most helpful.
